At Horizons we feel it is important to protect our clients, their families and their properties should the unthinkable happen.

The financial effects on a family in the event of death, illness or unemployment can be profound and that's why we believe that financial planning should begin with ensuring secure and appropriate protection.

There are many protection options available and Horizons FLS will help you find those most suitable based on your current budget, circumstances and requirements. Whatever route is right for you, we’ll give you all the help and guidance you need.



Some of the more popular protection plans are:

Mortgage Protection
Used to repay your mortgage in the event of death, reducing further stress and protecting the home for those left behind.

Family Income Benefit
Pays a regular income for a certain period. Mainly used to provide security until children are self-sufficient or to protect maintenance payments on death.

Critical Illness
Pays a lump sum in the event of a critical illness to help cope with costs and loss of earnings.

Income Protection
Used to provide a long term income when unable to work, due to illness or injury.

Accident, Sickness and Unemployment Cover
Used to provide a short term income to repay commitments such as your mortgage and other costs on accident, illness or unemployment.

Buildings & Contents Insurance
Whether you have a new home to protect or you want to review your existing cover, we can find you the most affordable and suitable cover for you.		  

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"Planning to Support Your Lifestyle"
Uptons Refreshments Systems