Horizons Financial & Legal Services can provide advice on a range of financial solutions to meet the ever changing demands of modern day business.


Our range of commercial services includes:

Commercial or Residential Buy to Let Investments
Whether you have 1 property or a large portfolio, our advisers can give you the right advice in many different areas including funding your investments and the tax and legal implications.

Commercial Purchase
We have access to schemes which avoid paying Stamp Duty on your commercial purchase and we will focus on getting the right commercial deal for you. We are independent and can use all lenders including Barclays, NatWest, HSBC and Bank of Scotland.

Corporate Refinance
An efficient way to raise the capital and enables your business to raise up to 75% of the value of your existing commercial property for any purpose. Self Cert deals are also available with many lenders.

Bridging Finance
Fast but expensive emergency short term funding for various purposes.

Business Protection
Whether you need to protect your directors, key employees, your debts or equipment, Horizons FLS have solutions to suit your needs. We can also arrange Group schemes to provide your staff with important company benefits.
We also have access to the following business products through our professional connections.

Invoice Discounting
An alternative way of drawing money against your invoices and is available to businesses that sell products or services on credit to other businesses.

Factoring
A method of selling your invoices to a factoring company. It allows you to get cash quickly, improves your cash flow and means you don't have to collect the debt yourselves.

Asset Finance
Whatever your business needs to purchase or refinance the chances are that somebody will lend against it e.g. plant machinery, vehicles or equipment. However obscure the asset is, someone may be able to help you raise finance against it.

Commercial Wills and Trusts
Questions will always be asked with relation to protecting a business should the worst happen. Who will buy the Company shares on Death? What will happen to the Partnership on Illness? Whatever your concerns are, our professional connections can help.

Business Banking Review
Getting tired of excessive banking fees and charges? Why not review your banking needs and find a Bank with lower costs and better service.		   commimage02
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